{"id":589,"date":"2022-10-25T18:11:57","date_gmt":"2022-10-25T11:11:57","guid":{"rendered":"https:\/\/www.ketoanatp.com\/?p=589"},"modified":"2022-10-28T14:57:48","modified_gmt":"2022-10-28T07:57:48","slug":"tra-gop-qua-the-tin-dung","status":"publish","type":"post","link":"https:\/\/www.ketoanatp.com\/tra-gop-qua-the-tin-dung\/","title":{"rendered":"Tr\u1ea3 g\u00f3p qua th\u1ebb t\u00edn d\u1ee5ng: L\u1ee3i ich v\u00e0 &#8220;c\u00e1i h\u1ea1i&#8221;c\u1ea7n bi\u1ebft"},"content":{"rendered":"<p>Vay ti\u00eau d\u00f9ng <strong>tr\u1ea3 g\u00f3p qua th\u1ebb t\u00edn d\u1ee5ng<\/strong> \u0111ang l\u00e0 h\u00ecnh th\u1ee9c nh\u1eadn \u0111\u01b0\u1ee3c r\u1ea5t nhi\u1ec1u s\u1ef1 quan t\u00e2m c\u1ee7a m\u1ecdi ng\u01b0\u1eddi, \u0111\u1ec3 vay t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c an to\u00e0n b\u1ea1n ph\u1ea3i n\u1eafm th\u1eadt k\u1ef9 c\u00e1c th\u00f4ng tin li\u00ean quan \u0111\u1ebfn t\u00edn d\u1ee5ng. H\u00e3y c\u00f9ng t\u00ecm hi\u1ec3u th\u00f4ng tin v\u1ec1 h\u00ecnh th\u1ee9c vay n\u00e0y qua b\u00e0i vi\u1ebft sau \u0111\u00e2y.<\/p>\n<h2>H\u00ecnh th\u1ee9c vay tr\u1ea3 g\u00f3p qua th\u1ebb t\u00edn d\u1ee5ng l\u00e0 nh\u01b0 th\u1ebf n\u00e0o?<\/h2>\n<p>Tr\u1ea3 g\u00f3p qua th\u1ebb t\u00edn d\u1ee5ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c hi\u1ec3u \u0111\u01a1n gi\u1ea3n nh\u01b0 sau: \u0110\u00e2y l\u00e0 h\u00ecnh th\u1ee9c vay ti\u00eau d\u00f9ng cho ph\u00e9p ch\u1ee7 th\u1ebb mua h\u00e0ng, vay v\u1ed1n t\u1ea1i c\u00e1c \u0111\u1ed1i t\u00e1c c\u00f3 li\u00ean k\u1ebft v\u1edbi ng\u00e2n h\u00e0ng. T\u01b0\u01a1ng t\u1ef1 nh\u01b0 khi <a href=\"https:\/\/www.ketoanatp.com\/vay-tien-tra-gop-theo-thang-chi-can-cmnd\/\" target=\"_blank\" rel=\"noopener\">vay ti\u1ec1n tr\u1ea3 g\u00f3p theo th\u00e1ng ch\u1ec9 c\u1ea7n cmnd<\/a> kh\u00e1ch h\u00e0ng s\u1ebd ph\u1ea3i tr\u1ea3 g\u00f3p theo th\u1eddi h\u1ea1n c\u1ee7a ng\u00e2n h\u00e0ng, m\u1ee9c g\u00f3p c\u00f3 th\u1ec3 l\u00e0 50% ho\u1eb7c 70% t\u00f9y t\u1eebng ng\u00e2n h\u00e0ng, tuy nhi\u00ean 50% v\u1eabn l\u00e0 m\u1ee9c g\u00f3p ph\u1ed5 bi\u1ebfn nh\u1ea5t hi\u1ec7n nay.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-591\" src=\"https:\/\/www.ketoanatp.com\/wp-content\/uploads\/2022\/10\/tra-gop-qua-the-tin-dung-la-gi-1.jpg\" alt=\"tr\u1ea3 g\u00f3p qua th\u1ebb t\u00edn d\u1ee5ng l\u00e0 g\u00ec\" width=\"600\" height=\"314\" srcset=\"https:\/\/www.ketoanatp.com\/wp-content\/uploads\/2022\/10\/tra-gop-qua-the-tin-dung-la-gi-1.jpg 600w, https:\/\/www.ketoanatp.com\/wp-content\/uploads\/2022\/10\/tra-gop-qua-the-tin-dung-la-gi-1-300x157.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<h2>Tr\u1ea3 g\u00f3p qua th\u1ebb t\u00edn d\u1ee5ng c\u00f3 l\u1ee3i v\u00e0 c\u00f3 h\u1ea1i ra sao?<\/h2>\n<p>C\u00f9ng \u0111i\u1ec3m qua m\u1ed9t s\u1ed1 l\u1ee3i \u00edch c\u0169ng nh\u01b0 r\u1ee7i ro khi <a href=\"https:\/\/taichinhbank.com.vn\/vay-tien-tra-gop-theo-thang-chi-can-cmnd\/\" target=\"_blank\" rel=\"noopener\">vay ti\u1ec1n tr\u1ea3 g\u00f3p h\u00e0ng th\u00e1ng<\/a> qua th\u1ebb t\u00edn d\u1ee5ng nh\u00e9<\/p>\n<h3>L\u1ee3i \u00edch<\/h3>\n<ul>\n<li>C\u00e1c giao d\u1ecbch \u0111\u01b0\u1ee3c thanh to\u00e1n nhanh, ti\u1ec7n l\u1ee3i<\/li>\n<li>\u01afu \u0111\u00e3i tr\u1ea3 g\u00f3p 0% khi mua h\u00e0ng t\u1ea1i c\u00e1c \u0111\u1ed1i t\u00e1c c\u1ee7a ng\u00e2n h\u00e0ng<\/li>\n<li>D\u1ec5 d\u00e0ng qu\u1ea3n l\u00fd chi ti\u00eau c\u00e1 nh\u00e2n<\/li>\n<li>Nh\u1eadn nhi\u1ec1u \u01b0u \u0111\u00e3i t\u1eeb ng\u00e2n h\u00e0ng<\/li>\n<li>C\u00f3 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh t\u00edch \u0111i\u1ec3m ho\u00e0n ti\u1ec1n<\/li>\n<li>Kh\u00f4ng c\u00f3 ph\u00ed ph\u00e1t sinh<\/li>\n<li>\u0110\u01b0\u1ee3c thanh to\u00e1n tr\u01b0\u1edbc h\u1ea1n<\/li>\n<li>Th\u1eddi gian tr\u1ea3 g\u00f3p linh ho\u1ea1t<\/li>\n<li>\u0110\u01b0\u1ee3c t\u1ea5t to\u00e1n n\u1ee3 tr\u01b0\u1edbc k\u1ef3 h\u1ea1n<\/li>\n<\/ul>\n<h3>R\u1ee7i ro<\/h3>\n<ul>\n<li>N\u1ebfu kh\u00e1ch h\u00e0ng kh\u00f4ng \u0111\u00f3ng ti\u1ec1n \u0111\u00fang h\u1ea1n s\u1ebd ph\u1ea3i ch\u1ecbu m\u1ee9c ph\u00e1i v\u00e0 l\u00e3i su\u1ea5t ph\u1ea1t r\u1ea5t cao<\/li>\n<li>D\u1ec5 b\u1ecb \u0111\u00e1nh c\u1ea5p th\u00f4ng tin khi thanh to\u00e1n tr\u1ef1c tuy\u1ebfn b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng<\/li>\n<li>R\u1ee7i ro v\u1ec1 th\u00f4ng tin c\u00e1 nh\u00e2n c\u1ee7a kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 b\u1ecb r\u00f2 r\u1ec9 ra b\u00ean ngo\u00e0i, l\u00e0m \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn cu\u1ed9c s\u1ed1ng c\u1ee7a ng\u01b0\u1eddi vay<\/li>\n<li>C\u00f3 r\u1ea5t nhi\u1ec1u kh\u00e1ch h\u00e0ng qu\u1eb9t th\u1ebb m\u1ea5t ki\u1ec3m so\u00e1t, d\u1eabn \u0111\u1ebfn m\u1ea5t c\u00e2n b\u1eb1ng v\u1ec1 t\u00e0i ch\u00ednh, g\u00e2y c\u1ea3n tr\u1edf nhi\u1ec1u trong vi\u1ec7c tr\u1ea3 n\u1ee3<\/li>\n<li>T\u1ed1n th\u00eam ph\u00ed chuy\u1ec3n \u0111\u1ed5i tr\u1ea3 g\u00f3p<\/li>\n<li>Tr\u1ea3 g\u00f3p c\u00f3 t\u00ednh l\u00e3i<\/li>\n<\/ul>\n<blockquote><p>Tin h\u1eefu \u00edch: <a href=\"https:\/\/www.ketoanatp.com\/vay-the-chap-so-do-vpbank\/\" target=\"_blank\" rel=\"noopener\">T\u01b0 v\u1ea5n vay th\u1ebf ch\u1ea5p s\u1ed5 \u0111\u1ecf VPBank<\/a><\/p><\/blockquote>\n<h2>\u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u0103ng k\u00fd mua tr\u1ea3 g\u00f3p qua th\u1ebb t\u00edn d\u1ee5ng<\/h2>\n<p>\u0110\u1ec3 \u0111\u0103ng k\u00fd mua h\u00e0ng <strong>tr\u1ea3 g\u00f3p qua th\u1ebb t\u00edn d\u1ee5ng<\/strong>, kh\u00e1ch h\u00e0ng ph\u1ea3i \u0111\u00e1p \u1ee9ng c\u00e1c \u0111i\u1ec1u ki\u1ec7n nh\u01b0 sau:<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-593\" src=\"https:\/\/www.ketoanatp.com\/wp-content\/uploads\/2022\/10\/tra-gop-qua-the-tin-dung-la-gi-4.jpg\" alt=\"C\u00e1ch tr\u1ea3 g\u00f3p qua th\u1ebb t\u00edn d\u1ee5ng\" width=\"600\" height=\"337\" srcset=\"https:\/\/www.ketoanatp.com\/wp-content\/uploads\/2022\/10\/tra-gop-qua-the-tin-dung-la-gi-4.jpg 600w, https:\/\/www.ketoanatp.com\/wp-content\/uploads\/2022\/10\/tra-gop-qua-the-tin-dung-la-gi-4-300x169.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<ul>\n<li>S\u1ed1 d\u01b0 trong th\u1ebb \u0111\u1ee7 \u0111\u1ec3 thanh to\u00e1n n\u1ee3 m\u1ed7i k\u1ef3<\/li>\n<li>Th\u1ebb ph\u1ea3i ch\u00ednh ch\u1ee7 v\u00e0 c\u00f2n th\u1eddi gian s\u1eed d\u1ee5ng<\/li>\n<li>Ph\u1ea3i nh\u1eadp ch\u00ednh x\u00e1c m\u00e3 b\u1ea3o m\u1eadt c\u1ee7a th\u1ebb khi \u0111\u0103ng k\u00fd ( 3 s\u1ed1 cu\u1ed1i c\u1ee7a th\u1ebb t\u00edn d\u1ee5ng )<\/li>\n<li>Th\u1ebb \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u0103ng k\u00fd ch\u1ee9c n\u0103ng thanh to\u00e1n tr\u1ef1c tuy\u1ebfn v\u1edbi ng\u00e2n h\u00e0ng<\/li>\n<li>T\u00ecnh tr\u1ea1ng hi\u1ec7n t\u1ea1i c\u1ee7a th\u1ebb kh\u00f4ng thanh to\u00e1n ch\u1eadm b\u1ea5t k\u1ef3 kho\u1ea3n n\u1ee3 n\u00e0o<\/li>\n<\/ul>\n<h2>L\u00e3i su\u1ea5t khi tr\u1ea3 g\u00f3p qua th\u1ebb t\u00edn d\u1ee5ng l\u00e0 bao nhi\u00eau?<\/h2>\n<p>Hi\u1ec7n nay khi b\u1ea1n mua h\u00e0ng tr\u1ea3 g\u00f3p t\u1ea1i c\u00e1c \u0111\u1ed1i t\u00e1c li\u00ean k\u1ebft ng\u00e2n h\u00e0ng th\u00ec m\u1ee9c l\u00e3i su\u1ea5t l\u00e0 0%, tuy nhi\u00ean c\u00f3 m\u1ed9t s\u1ed1 ng\u00e2n h\u00e0ng s\u1ebd t\u00ednh th\u00eam m\u1ee9c ph\u00ed chuy\u1ec3n \u0111\u1ed5i tr\u1ea3 g\u00f3p, b\u1ea1n n\u00ean t\u00ecm hi\u1ec3u v\u00e0 n\u1eafm r\u00f5 c\u00e1c th\u00f4ng tin li\u00ean quan \u0111\u1ebfn m\u1ee9c ph\u00ed tr\u00ean.<\/p>\n<h2>Nh\u1eefng l\u01b0u \u00fd khi d\u00f9ng th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec3 tr\u1ea3 g\u00f3p<\/h2>\n<p>Nhi\u1ec1u ti\u1ec7n \u00edch l\u00e0 th\u1ebf nh\u01b0ng b\u1ea1n c\u0169ng c\u1ea7n ph\u1ea3i n\u1eafm r\u00f5 m\u1ed9t s\u1ed1 \u0111i\u1ec1u sau \u0111\u00e2y \u0111\u1ec3 tr\u00e1nh c\u00e1c r\u1ee7i ro kh\u00f4ng \u0111\u00e1ng c\u00f3:<\/p>\n<ul>\n<li>Ch\u00fa \u00fd th\u1eddi h\u1ea1n tr\u1ea3 g\u00f3p<\/li>\n<li>Kh\u00e1ch h\u00e0ng n\u00ean c\u00e2n \u0111\u1ed1i m\u1ee9c t\u00e0i ch\u00ednh c\u00e1 n\u0103ng \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o kh\u1ea3 n\u0103ng chi tr\u1ea3 kho\u1ea3n n\u1ee3 \u0111\u00fang h\u1ea1n, m\u1ed7i lo\u1ea1i th\u1ebb s\u1ebd c\u00f3 th\u1eddi h\u1ea1n tr\u1ea3 g\u00f3p kh\u00e1c nhau. L\u01b0u \u00fd th\u00eam l\u00e0 th\u1eddi gian c\u1ee7a th\u1ebb \u0111\u01b0\u1ee3c \u0111i b\u1eb1ng m\u1ed9t kho\u1ea3n giao d\u1ecbch, khi thanh to\u00e1n th\u00e0nh c\u00f4ng kho\u1ea3n ph\u00ed n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c c\u1ed9ng l\u1ea1i v\u00e0o th\u1ebb.<\/li>\n<li>C\u00e2n nh\u1eafc h\u1ea1n m\u1ee9c c\u1ee7a th\u1ebb<\/li>\n<\/ul>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-592 size-full\" src=\"https:\/\/www.ketoanatp.com\/wp-content\/uploads\/2022\/10\/tra-gop-qua-the-tin-dung-la-gi-2.jpg\" alt=\"Th\u1ee7 t\u1ee5c tr\u1ea3 g\u00f3p qua th\u1ebb t\u00edn d\u1ee5ng\" width=\"600\" height=\"400\" srcset=\"https:\/\/www.ketoanatp.com\/wp-content\/uploads\/2022\/10\/tra-gop-qua-the-tin-dung-la-gi-2.jpg 600w, https:\/\/www.ketoanatp.com\/wp-content\/uploads\/2022\/10\/tra-gop-qua-the-tin-dung-la-gi-2-300x200.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<p>Tr\u01b0\u1edbc khi \u0111\u0103ng k\u00fd <a href=\"https:\/\/www.ketoanatp.com\/vay-tien-online-chuyen-khoan-ngay\/\" target=\"_blank\" rel=\"noopener\">vay ti\u1ec1n online chuy\u1ec3n kho\u1ea3n<\/a> tr\u1ea3 g\u00f3p hay mua h\u00e0ng tr\u1ea3 g\u00f3p kh\u00e1ch h\u00e0ng c\u1ea7n ph\u1ea3i \u0111\u1ea3m b\u1ea3o h\u1ea1n m\u1ee9c c\u00f3 trong th\u1ebb ph\u1ea3i l\u1edbn h\u01a1n so v\u1edbi s\u1ed1 ti\u1ec1n m\u00e0 kh\u00e1ch h\u00e0ng c\u1ea7n ph\u1ea3i g\u00f3p.<\/p>\n<h2>Th\u1ee7 t\u1ee5c \u0111\u0103ng k\u00fd kho\u1ea3n vay<\/h2>\n<p>\u0110\u1ec3 \u0111\u0103ng k\u00fd tr\u1ea3 g\u00f3p qua th\u1ebb t\u00edn d\u1ee5ng, kh\u00e1ch h\u00e0ng c\u1ea7n chu\u1ea9n b\u1ecb nh\u01b0 sau:<\/p>\n<ul>\n<li>B\u01b0\u1edbc 1: Li\u00ean h\u1ec7 v\u1edbi c\u00e1c \u0111\u1ed1i t\u00e1c cung c\u1ea5p s\u1ea3n ph\u1ea9m d\u1ecbch v\u1ee5 m\u00e0 b\u1ea1n \u0111ang c\u00f3 nhu c\u1ea7u<\/li>\n<li>B\u01b0\u1edbc 2: Ch\u1ecdn s\u1ea3n ph\u1ea9m m\u00e0 kh\u00e1ch h\u00e0ng c\u1ea7n<\/li>\n<li>B\u01b0\u1edbc 3: \u0110i\u1ec1n th\u00f4ng tin v\u00e0o phi\u1ebfu \u0111\u0103ng k\u00fd, \u0111\u0103ng k\u00fd th\u00eam d\u1ecbch v\u1ee5 tr\u1ea3 g\u00f3p 0%<\/li>\n<li>B\u01b0\u1edbc 4: Thanh to\u00e1n c\u00e1c \u0111\u01a1n h\u00e0ng b\u1eb1ng th\u1ebb t\u00edn d\u1ee5ng<\/li>\n<\/ul>\n<p>L\u1eddi k\u1ebft<\/p>\n<p>Tr\u00ean \u0111\u00e2y l\u00e0 c\u00e1c th\u00f4ng tin v\u1ec1 h\u00ecnh th\u1ee9c vay ti\u00eau d\u00f9ng <strong>tr\u1ea3 g\u00f3p qua th\u1ebb t\u00edn d\u1ee5ng<\/strong> c\u0169ng nh\u01b0 nh\u1eefng l\u1ee3i \u00edch v\u00e0 r\u1ee7i ro khi s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec3 tr\u1ea3 g\u00f3p. Mong r\u1eb1ng qua c\u00e1c th\u00f4ng tin trong b\u00e0i, b\u1ea1n \u0111\u1ecdc c\u00f3 th\u1ec3 hi\u1ec3u th\u00eam v\u1ec1 h\u00ecnh th\u1ee9c vay tr\u1ea3 g\u00f3p n\u00e0y.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Vay ti\u00eau d\u00f9ng tr\u1ea3 g\u00f3p qua th\u1ebb t\u00edn d\u1ee5ng \u0111ang l\u00e0 h\u00ecnh th\u1ee9c nh\u1eadn \u0111\u01b0\u1ee3c r\u1ea5t nhi\u1ec1u s\u1ef1 quan t\u00e2m c\u1ee7a m\u1ecdi ng\u01b0\u1eddi, \u0111\u1ec3 vay t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c an to\u00e0n b\u1ea1n ph\u1ea3i n\u1eafm th\u1eadt k\u1ef9 c\u00e1c th\u00f4ng tin li\u00ean quan \u0111\u1ebfn t\u00edn d\u1ee5ng. H\u00e3y c\u00f9ng t\u00ecm hi\u1ec3u th\u00f4ng tin v\u1ec1 h\u00ecnh th\u1ee9c vay n\u00e0y qua<\/p>\n","protected":false},"author":3,"featured_media":590,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[],"_links":{"self":[{"href":"https:\/\/www.ketoanatp.com\/wp-json\/wp\/v2\/posts\/589"}],"collection":[{"href":"https:\/\/www.ketoanatp.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ketoanatp.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ketoanatp.com\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ketoanatp.com\/wp-json\/wp\/v2\/comments?post=589"}],"version-history":[{"count":4,"href":"https:\/\/www.ketoanatp.com\/wp-json\/wp\/v2\/posts\/589\/revisions"}],"predecessor-version":[{"id":608,"href":"https:\/\/www.ketoanatp.com\/wp-json\/wp\/v2\/posts\/589\/revisions\/608"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ketoanatp.com\/wp-json\/wp\/v2\/media\/590"}],"wp:attachment":[{"href":"https:\/\/www.ketoanatp.com\/wp-json\/wp\/v2\/media?parent=589"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ketoanatp.com\/wp-json\/wp\/v2\/categories?post=589"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ketoanatp.com\/wp-json\/wp\/v2\/tags?post=589"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}